Personal Loans Alberta
We give no credit check loans in BC and Alberta
Borrow up to $50,000 from us with our no credit check loans – even if you have bad credit or no credit at all. Our loan application is simple and takes less than 3 minutes to complete. Get funded within 24 hours of approval.
Who qualifies for our loans?
Our unsecured loans are available to individuals and businesses in British Columbia and Alberta, Canada.
- Apply for a no credit check personal loan if you earn $4,000 monthly or more.
- Apply for a no credit check business loan if your sales are at least $10,000 monthly.
- Apply for a no credit check loan to buy a business if its sales are greater than $10,000 per month.
You are more than a credit score. Call 1 (888) 924-3792 now or apply online for a no credit check loan.
Who our customers are
Our customers are BC and Alberta residents who seek fair and fast financing for various personal and business needs. In many cases (though not always) they have poor credit or no credit history at all.
We cater to people who need:
- personal loans
- to pay off payday loans
- financing for a divorce (including to pay legal fees)
- loans for a down payment on automobiles and other consumer items
- capital to deal with emergencies and unexpected events
- loans to pay off a legal judgement
- specialized loans, such as ones for newcomers to Canada and loans to finance a bicycle
Fair interest rates
Many private lenders charge over 45% per year for unsecured personal loans. Payday lenders often charge over 300%. Our interest rates start at 15% per year and only go as high as 31%.
Interest only loans
Our loans are interest-only, so you don’t have to worry about high monthly payments. However, you are able to make early or accelerated payments without penalty.
Advantages of a no credit check loan
Your credit score can be impacted each time a lender searches your credit history. We don’t do credit checks at all, so you don’t need to worry about that when you apply with us.
And since we don’t do credit checks, you’re welcome to apply for a loan with us even if you’ve got bad credit or no credit whatsoever.
How our no credit check loans work
We’ll review your loan application shortly after you submit it. An agent will then contact you to discuss your file. If you’re approved for a no credit check loan, funding will typically take place within 24 hours.
We’re a Canadian private lender
We are an online private lender in Canada. Our private loans with no credit checks are available in Edmonton, Red Deer, Calgary, Vancouver, Burnaby, Kelowna, Abbotsford and the surrounding regions across BC and Alberta.
As a Canadian private lender, we lend responsibly and at competitive rates. While we’re more expensive than a bank, our loans can be significantly less expensive than what payday lenders charge.
We are a direct private lender
By using this website or calling our toll-free number, you can skip the fees associated with loan brokers and other 3rd party agents. Instead of communicating through a middleman, you’ll work directly with us.
Our loan agreements are easy to understand
We provide you with disclosures and simple to understand loan agreements. As a responsible lender, we don’t try to hide any information in fine-print. It’s important for you to know the terms and conditions of our loans.
Visit our FAQ page for more useful information.
Speedy service
You can expect fast service during our business hours. If you have questions about your loan, simply call our toll-free number to speak to an agent. We won’t keep you waiting.